Health Insurance for Your Shih Tzu May Actually Save You Money over Time
By Connie Limon
When you purchase your Shih Tzu you might think about purchasing a health insurance policy as well. You would never consider going without health insurance for yourself or your family. A new pet is a new family member. With the rising costs of professional vet care, it may be very much worth it to you to purchase a health insurance policy for your Shih Tzu.
Although many people think it is an unnecessary expense, health insurance for your Shih Tzu can actually save you money and spare you from making a tough decision between the life of your Shih Tzu and paying the bills should a serious health issue arise.
Just like everything else today, Veterinary cost have skyrocketed. When you do not have insurance, you must pay for every visit whether they are routine or emergency. This can run into thousands of dollars so why not get some help?
Just like personal health insurance, health insurance for your Shih Tzu has annual premiums and, of course a deductible. The premium price depends on the dog breed and type of policy, if you have more than one pet, you can usually get a discount.
As with the premium, the deductibles vary. Typically it is around $100 a year. There are many policies to choose from based on your Shih Tzu’s age, breed, lifestyle and pre-existing conditions.
There’s a dog health plan to please almost everyone. Some plans cover most everything from annual checkups to vaccinations, spaying, neutering and any medications as well as any sickness and, of course accidents. Of course with more coverage, deductibles and premiums will be more costly.
But if you can handle the yearly costs of a well Shih Tzu just fine and want something just in case your Shih Tzu becomes injured or sick, you can get a policy that will cover just these occasions.
Getting a new health insurance policy for your Shih Tzu is similar to getting one for yourself - emergency coverage begins as soon as you sign up with your first payment and there is a 30 day waiting period for illness and other routine claims.
When considering health insurance for your Shih Tzu, be aware that his age will affect the coverage. Most policies cover the Shih Tzu starting at 6 weeks of age. On the other end, you may not be able to get coverage for your Shih Tzu if he is more than 8 years old. Once your Shih Tzu is covered, however, he will be able to retain coverage past 8 years of age.
Getting health insurance for your Shih Tzu should be a serious consideration for any pet owner. Think of it as the normal expense for having your pet. It’s worth it sometimes just to set your mind at ease to know that should your Shih Tzu need expensive medical treatment to save his life - you'll be covered.
Getting health insurance for your Shih Tzu is truly something to think about seriously. The lifespan of a Shih Tzu is typically 15 years. In that life span you never just what might come up that would cost you a bundle without he health insurance coverage. Shop around before you purchase a plan. Pet health insurance is another growing business within the pet consumer’s world. There should be more and more options as time goes on.
Author: Connie Limon. I raise Shih Tzu puppies in a variety of colors. All puppies are sold with a health guarantee. We have the small AKC standard, imperials and teacups at reasonable prices. Our website provides you with an educational experience about the Shih Tzu. Visit us at http://www.stainglassshihtzus.com and sign up for our FREE newsletters.